How exactly does a Provident loan work? Faq’s

How exactly does a Provident loan work? Faq’s

Have you been considering taking out fully a loan in one of this British’s home credit providers that are largest? Learn more about the applying procedure, and what you ought to submit an application for a Provident loan. Take note, all Provident loans are at the mercy of approval.

Simply how much you ought to borrow?

1) Choose your loan choice

Utilize our calculator to choose just how much you’ll want to borrow, additionally the amount of months you may like to borrow it over.

Pick from 13, 26 or 52 days which will make repayments.

2) begin your application for the loan online

To try to get a Provident loan you need to:

  • Be a UK resident, aged between 18 and 74
  • Have contact cell phone number as well as your target details for days gone by 36 months
  • Consent to house check out in one of our group cashland and an affordability evaluation

You can expect to get a decision that is initial moments that may tell you in the event that loan is agreed in theory. Read our faq’s to find out more.

3) Finish the job with a house see

If you’ve been accepted in theory, a part of our group will check out you in the home and certainly will carry down an affordability evaluation to guarantee the loan is workable and sustainable for you personally.

Provident workers carry formal ID and that means you’ll constantly understand whom you’re conversing with.

All our home visits are vocals recorded for training and quality purposes, to ensure that you obtain the most useful solution each time we see. Find out more FAQs about our sound recording right right here.

Take note that the quantity which you have actually requested might not be the quantity that you’re provided after the affordability evaluation.

Just just What do i would like when it comes to true house see?

Evidence of ID

You shall be expected to demonstrate evidence of your ID:


  • Present picture card licence that is driving
  • Present passport
  • National issued documents such as for instance council department or tax for work and retirement benefits communications.

To see the complete set of documents, click the link.

Evidence of earnings

You shall additionally be necessary to show evidence of your revenue:


At Provident we think about all sorts of circumstances, whether you are employed, unemployed, self-employed or getting benefits. To get out what exactly is accepted documents for every follow this link.

Should your loan is authorized, an associate of our group will deliver the money to your house and each collect your repayments from your home at a time and day that suits you week.

Provident runs a zero tolerance policy to threats and physical violence towards Provident Representatives.


You can borrow between ВЈ100 and ВЈ1,000, susceptible to affordability. Us, you know upfront exactly how much you will have to pay each week and in total when you take a cash loan with. This means you’ll borrow funds once you understand there will not be any unforeseen additional costs.

Accepted in theory is really a stone that is stepping complete approval of one’s loan. To utilize for a Provident loan, you need to perform a form online or on the phone. During this period regarding the application we execute a credit check. This check assists us to choose whether we could provide for your requirements and assists to ensure your identification. This credit check is proportionate into the loans we provide and that means you won’t need to have a perfect credit history.

No. You don’t need a banking account for a house accumulated loan because the loan is sent to you by a part associated with Provident group in money. They are going to come round every week to gather repayments that can easily be compensated in money.

Yes, we start thinking about all circumstances. We become familiar with your own personal circumstances and carry an affordability assessment out. Which means even though you’re self-employed, unemployed or on advantages if you’re able to offer evidence of earnings and outgoings, additionally the person in all of us going right on through this to you is pleased that the mortgage is affordable and sustainable for you personally, you can nevertheless be accepted for the Provident loan. To learn more about what’s accepted proof earnings view here.